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The mother and son team behind one of west London’s more successful jewellery businesses have been able to realise their dream of expanding the business following funding from Santander Business Banking. Rathy Jewellers, based in Wembley, has received significant funding from Santander Business Banking to refurbish its existing store and take over an adjoining shop for its new brand proposition, IMJ Imitation Jewellery.

Soccer Direct FC, the Black Country-based online football teamwear retailer, has secured significant funding from Santander Business Banking to facilitate the purchase of new premises following an extended period of growth and record revenues. The new headquarters – based at Lower Church Lane, Tipton – is double the size of the previous base to cater for a growing demand for its products and a potential increase in employee numbers in 2018.

Santander UK, via its merchant acquiring partner Elavon, will from the spring enable its business customers to join the growing European networks of well-known Chinese payment wallet providers, across e-commerce solutions.

• Santander UK, in conjunction with the Food & Drink Federation and the Department of International Trade, took 12 UK food and drink manufacturers to India on a week-long trade mission in January
• Firms that attended included Amber Glen Scotch Whisky Co., Delamere Dairy, Provenance Brands, The English Cheesecake Company, Greene King, Iceland Foods and St James Smokehouse (Scotland)
• Significant opportunities exist for UK food and drink manufacturers in Indian food market forecast to be worth £500 billion by 2020

Walsall-based G Simmons & Sons, the family-owned manufacturer of pork scratchings, pork crackling and related products, is to expand its premises to cater for record demand following £334,000 in funding from Santander Business Banking.

Edinburgh based Ideal Electrical Solutions (UK) Limited (“IES”), one of Scotland’s leading electrical contractors, has secured a funding package from Santander Business Banking to support the expansion of its headquarter in Edinburgh. The firm has seen increased demand for its services and the new premises will allow for further growth.

Cumbria Deaf Association has received £5,000 to fund the cost of providing a development worker to support the deaf community in the Furness area of South Cumbria.

• Unarranged overdraft fees to be removed completely from Santander current accounts that charge monthly account fees: 123, 123 Lite and Select / Private current accounts
• Unarranged overdraft fees to be capped at £50 per month, reduced from £95 per month, on other personal current accounts
• Customers to be automatically registered for unarranged overdraft alerts to help minimise or prevent fees

On 23^rd January 2018, Santander UK will officially open its newly designed and refurbished branch on 28 Broad Street, Seaford.

• Santander mortgages applied for from 23 January onwards will transfer to our new Follow-on Rate (FoR) at the end of the fixed or tracker rate period
• Products applied for prior to this date will continue to move to Santander’s Standard Variable Rate (SVR) at the end of their term
• Santander’s FoR is a variable rate that tracks at 3.25 per cent above the Bank of England Base Rate (currently 0.50 per cent), giving a rate of 3.75 per cent

On Wednesday, 10^th January 2018, Santander UK will officially open its newly designed and refurbished branch on Victoria Square, Aberdare.

On Wednesday, 10^th January 2018, Santander UK will officially open its newly designed and refurbished branch on Beeston High Road.

On Tuesday 9^th January 2018, Santander UK will officially open its newly designed and refurbished branch on 37-39 High Street, Ely.

Evolve, a Birmingham-based community programme which provides educational and activity courses to support disadvantaged children, has received £5,000 of matched funding from Santander’s innovative Changemaker Fund.

• Santander is making £75m available for SMEs affected by collapse of Carillion
• Dedicated helpline launched to support customers 
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A father and daughter team of entrepreneurial pharmacists has acquired three pharmacies in Lancashire following a seven-figure funding package from Santander Corporate & Commercial. The acquisitions complement their four other established pharmacies in the UK, including O’Brien’s Chemist at the Fleetwood Health and Well Being Centre.
 

• Demand from emerging markets, the rise of the ‘green chemistry’ industry, and the need for specialist chemicals for 3-D printing are some of the key opportunities for the UK’s chemical manufacturers
• Manufacturers should continue to invest in R&D and focus on exports
• Digitalisation has the scope to reduce costs, big opportunities lie in optimisation, better security and ‘smart’ manufacturing

• Santander ’fake job ad’ experiment¹ convinces one third of Brits² to apply for a job as a money mule. Only fifteen per cent rightly identified the role as that of a money mule.
• Of those who fell for the ad, seven per cent said they would still apply for the job even after they were informed it was a role as a money mule.
• Those aged 18-24 years were most easily duped, while regionally those in Northern Ireland were most likely to fall for the scam.
• 71 per cent of people are unaware of the term ‘money mule’ but even when given an explanation of what it is over a quarter thought it may carry no criminal punishment.

• Partnership enables Santander’s SME* clients to launch stores on JD.com Worldwide, the cross-border e-commerce platform
• Agreement signed during visit by Rt. Hon. Dr Liam Fox, Secretary of State for International Trade

Santander has today announced a £917million commercial real estate loan securitisation. The deal (which closed on 22 December 2017), a collateralised loan obligation, Red1 Finance CLO 2017-1 Designated Activity Company (Red1), is one of the first post financial crisis synthetic transactions of UK commercial Real Estate assets.