Ways to cut your spending

It's important to keep your spending within your means and to save money where you can. We’re here to help you get the most out of your money with a few tips on managing how you spend.

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Budget planning

Help manage your money by understanding your incomings and outgoings

Smart shopping

Shop smarter and make more conscious decisions to cut down spending and save money.

  • Do a subscriptions spring clean and cancel the ones you don't want anymore. You could save money every month.ÌýLook out for cloud storage, streaming and anti-virus software.
  • Check out this article from Which that shows the each month.
  • Find free across the UK.
  • Sell your for some extra cash and get deals on pre-owned items.
  • Learn how to

Piggy banking

Try these tips below to help you save.

  • Visit our savings accounts and ISAs to see the latest products and rates available. ÌýMake sure you stay on top of the rates on your existing savings accounts through our app to keep getting the most for your money.
  • Make savings simple with these
  • See how you can get help to buy your first home with a

Financing your student life

In the 2023 Student Money Survey, 82% of students worried about making ends meet. Check out the support you can get as a student.

  • Create your student friendly budget plannerÌý
  • Learn more about your credit score and how to improve it.
  • Get a free 4-year Santander 16-25 railcard and save 1/3 on travel in Britain with our Edge Student current account
  • Sign up to the for free courses, content and scholarships.
  • Get student discounts across multiple retailers with
  • Find out if you could be eligible for
    Ìý

Other support

58% of UK adults worried more about their finances in the last 12 months, as higher living costs continue. Find out what support is available.

  • Get support with your
  • You can get help from to cover your healthcare costs if you’re eligible.
  • Find out what help might be available and if you’re eligible for any benefits through
    Ìý

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